Commercial Guard

Leisure

A competitive packaged policy designed specifically for the Leisure Industry and with the flexibility to cater for the broad range of businesses within the Leisure sector. Cover includes:


Property

  • Accidental damage including Machinery and Computer Equipment Breakdown as standard 
  • Contents includes cups, trophies, club memorabilia, curios, pictures, works of art and antiques, gold or silver tableware and fittings, computer equipment £10,000
  • Theft, malicious attack, glass, Theft of garden furniture, ornamental stone and fountains
  • Deterioration of stock following freezer or refrigerator breakdown 
  • Money in transit or on premises during business hours, cash in safe and in vending or gaming machines
  • Business Interruption
  • Loss of Net revenue including Book debts, Denial of access, Public utilities, 
  • Unspecified suppliers and customers extension, Transit, Murder, suicide, food poisoning, defective drains, or notifi able disease (premises)

Liability

  • Employers Liability
  • Public Liability
  • Products Liability
  • Goods in Transit
  • Legal Expenses

Options include

  • Guests' effects 
  • Household covers 
  • Damage to playing surfaces and greens 
  • Ground maintenance and irrigation equipment, floodlights, nets, screens and other sports equipment in the open
  • Fidelity guarantee 
  • Catering equipment used away from the premises or lent out on hire 
  • Refund of members subscriptions following illness or accident 
  • Loss of premises licence for alcohol, entertainment or late night refreshment 
  • Hairdresser's and beauty treatments 
  • Liability work away 
  • Members liability 
  • Hirers liability 
  • Personal accident 
  • Terrorism

Includes 24 hour Legal Advice, Tax, VAT and Business Assistance Helplines

This is the standard Fortis cover with effect from November 2007. We also underwrite a variety of schemes, if you have a policy underwritten by Fortis you should check your policy document for full cover details.

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