Commercial Guard

Distributors

A combined policy which incorporates many of the benefits of a package whilst retaining the flexibility needed to tailor cover to most sectors of the Distribution industry. Cover includes

  • Accidental damage or specified perils including Machinery and Computer Equipment Breakdown Includes impact damage by fork lift trucks and theft, money, malicious attack and glass
  • Automatic cover for up to £10,000 Computer Equipment - additional cover available on request.
  • Automatic extensions include: loss of metered water limit £2,500, loss of oil or LPG £2,500, trace and access limit£5,000, landscaping expenses limit £5,000, exhibitionpremises limit £2,500, and Third Party Storage Locations limit £5,000
  • Business interruption with a flexible sum insured and indemnity period and including extensions for Unspecified suppliers, Unspecified customers, Public utilities, Prevention of access, Book debts, and Transit
  • Employers and Public Liability with a range of Indemnity limits up to £5,000,000
  • Legal Expenses with a standard limit of £50,000

Options are available for;

  • Increases in the Standard Cover and Extentions
  • Fidelity Guarantee
  • All Risks
  • Goods in Transit
  • Deterioration of stock
  • Personal Accident

Includes 24 hour Legal Assistance, Tax, VAT and Business Assistance helplines


This is the standard Fortis cover with effect from November 2007. We also underwrite a variety of schemes, if you have a policy underwritten by Fortis you should check your policy document for full cover details.

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