Commercial Guard

Homeworkers

 Suitable for a wide variety of trades, including an option to include work away.  
 We offer a broad range of standard cover with flexible options.

 

 Cover is based on the selected Contents sum insured and automatically includes:
 
 §         Business Contents - accidental damage with Machinery and Computer   
 Equipment Breakdown basis
 §         Stock and customers goods
 §         Computers £10,000
 §         Goods in transit £5,000
 §         Frozen food £2,000
 §         Money and malicious attack
 §         Glass and signs
 §         Subsidence
 
 Other sections automatically included are:
 
 Business Interruption
 §         £100,000 Standard
 §         Book debts £25,000
 §         Public Utilities (Terminal Ends) £100,000
 §         Suppliers/Customers 10% (Limit £25,000)
 §         Cost of alternative accommodation £10,000
 
 Liability
 §         Employers Liability £10m
 §         Public Liability £2m any one occurrence
 §         Products Liability £2m any one period
 
 Legal Expenses
 §         £50,000 (with option to increase to £100,000)
 §         Personal Legal Expenses included automatically if Household Contents
 insured
 
 Further Options are available for:
 
 Options to include
 §         All risks, and to increase limits on Standard Cover and extensions
 §         Work Away and to increase PL/Products Limit of Indemnity
 §         Household covers for buildings, contents and personal possessions
 
 Includes 24 hour Legal Assistance and Tax helplines

This is a standard Fortis cover with effect from November 2007. We also underwrite a variety of schemes, if you have a policy underwritten by Fortis you should check your policy document for full details.


 

How to buy

How to claim

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