Commercial Guard

Office and Surgery

A competitive package with wide ranging cover designed to cater for all types of Professional Offices and Surgeries including Vets. Cover includes:

  • Automatic accidental damage cover including Machinery and Computer Equipment Breakdown (subsidence option), full theft, money, malicious attack, and glass
  • Automatic cover for up to £10,000 Computer Equipment – additional cover available on request.
  • Extensions include landscaping expenses £5,000, trace and access limit £5,000 loss of metered water limit £2,500 and Loss of Oil or LPG £2,500
  • Business Interruption Automatic £500,000 Gross Revenue cover with 24 months indemnity period. (Which can be increased) Includes, public utilities, prevention of access, book debts, transit
  • Employers’ Liability
  • Public Liability £2,000,000 limit of indemnity
  • Products Liability £2,000,000 in any one period of insurance
  • Legal Expenses Standard £50,000 limit with the option to increase to £100,000
  •  
Options available for:
  •  Increases in the Standard Cover and Extentions
  • Personal Accident
  • All Risks
  • Deterioration of Refrigerated Drugs
  • Terrorism
  • Fidelity Guarantee
 
Includes 24 hour Legal Assistance, Tax, VAT and Business Assistance helplines

This is the standard Fortis cover with effect from November 2007. We also underwrite a variety of schemes, if you have a policy underwritten by Fortis you should check your policy document for full cover details.

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