Property Owners
A quality and competitive package policy for Property Owners with the built in flexibility to cater for either single or multi property portfolios of either residential, commercial or mixed occupancies. Cover includes
Accidental damage or specified perils incuding Machinery and Computer Equipment Breakdown, Theft damage, Glass breakage, Contents of common areas (£10,000 included automatically if appropriate), Damage by Emergency Services £5,000, Day one basis (125% limit included automatically), Upgrading of undamaged parts 15% limit (public authority), Subsidence option, Loss of metered water £2,500, Trace and access £5,000, Loss of Oil or LPG £2,500, Legal Expenses with a standard limit of £50,000
Employers Liability for Clerical, caretakers and maintenance employees, up to £10,000 payroll included automatically
Standard Property Owners Liability Limit of Indemnity £2,000,000
Legal Expenses Standard £50,000 limit with the option to increase to £100,000
Options available for
Increases in the Standard Cover and Extentions
Loss of Rent Including Rent reviews (up to 100% of sum insured)
Alternative accommodation (up to 50% of sum insured) Public utilities
Prevention of access
Includes 24 hour Legal Assistance, Tax, VAT and Business Assistance helplines
This is the standard Fortis cover with effect from November 2007. We also underwrite a variety of schemes, if you have a policy underwritten by Fortis you should check your policy document for full cover details.