Semploy
A policy that provides cover for the self-employed and small business with up to 6 manual workers. Available for a wide range of trades, with optional employers' liability and or tools and stock in transit cover.
It is the ideal choice for small businesses and the self-employed, providing peace of mind by giving protection against many of the risks likely to be faced, as well as the flexibility to choose the level and extent of cover to meet individual requirements.
Summary of benefits:
- Instalments - Commercial Credit Plan is available for new business over £200.
- Choice of three Public Liability covers - £1m, £2m or £5m.
- Employers Liability Cover includes free cover for up to a maximum of 4 clerical staff.
- Free cover for temporary additional manual workers, for a total period not exceeding 50 days in any one period for Public Liability, and Employers' Liability if taken.
- Optional cover for the loss of, or damage to, Tools and Stock in Transit up to £1500 or £2,500 per person with a maximum single item value of £750.
- 24 hour claims reporting - 7 days a week, 365 days a year.
- 24 hour free helpline, providing confidential advice on legal, tax or VAT problems in connection with business.
- Up to 7 trades covered per policy.
- Over 70 different trades covered.
- We now cover a maximum of 6 people for new business, and a maximum of 10 people for existing business.
- Trade experience discount available for most trades.
- 15% Introductory Discount available at New Business where claim free for 3 years.
- Up to 4 years No Claim Discount (20%) at renewal.
This is the standard Fortis cover with effect from 14 January 2007. We also underwrite a variety of schemes, if you have a policy underwritten by Fortis you should check your policy document for full cover details.